Depending on the surcharge rates that have been requested by the merchant, surcharging will be applied dynamically, where once the customers card has been presented the terminal will;

1. Determine the card type of the card

2. Identify the applicable surcharge rates to be applied

3. Calculate the applicable surcharge fee

4. Apply on top of the transaction amount

5. The cardholder will be charged the transaction amount plus the surcharge fee

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It is a merchant’s responsibility to ensure the correct signage, display or communication of any applicable surcharge rates to cardholders.

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